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The Just4Dentists podcast is designed to help dentists make confident financial decisions.
Hosted by passionate dentists, every episode dives into real-world stories that explore a range of topics from unique career pathways to practice ownership.
From navigating the business of dentistry to sharing honest conversations with industry experts, listen.
Hosted by Dr Ruth Baidoo, each episode features honest conversations with dentists about what it really takes to build a career in dentistry today - from training and specialisation to income, investing, and life beyond the clinic.
Podcasts
Is Property Still Worth It? The Honest Truth for Dentists
Is property still the smartest investment a dentist can make — or has the game changed?
In this special episode of Just4Dentists, Dr Ruth Baidoo is joined by Andrew Brown (Mortgages4Dentists) and Martin Febery (Money4Dentists) for a dedicated deep dive into property strategy for dentists.
Designing the Perfect Patient Experience (and Making It Profitable)
What does it really take to build a dental practice around the patients who need it most?
In this episode of Just4Dentists, Dr Ruth Baidoo sits down with Dr Celia Burns, founder of Nothing But the Tooth...
Why the RAF Could Be the Best Kept Secret for Dentists
Is there a way to qualify as a dentist with zero student debt and a guaranteed high salary? In this episode of Just4Dentists, Dr. Ruth Baidoo sits down with Dr. Oli Hinton...
The Cost Of Specialising in Dentistry
Is specialising in dental implants the ultimate path to financial freedom — or a road paved with expensive lessons?...
The Tax Mistakes Dentists Make (And How to Avoid Them)
As the end of the UK tax year approaches, many dentists find themselves scrambling to understand their tax position - but the most important decisions often need to be made long before the January deadline.....
The Reality of a Portfolio Career in Dentistry
What does it really take to build a portfolio career in dentistry - and what are the financial realities behind it?
In this episode of Just4Dentists, host Dr Ruth Baidoo speaks with London-based aesthetic and restorative dentist Dr Shiraz Khan....
How To Run a Profitable Dental Practice in a Deprived Area
Can a dental practice thrive in an area of high socioeconomic deprivation?
In the premiere episode of Just4Dentists, Dr Ruth Baidoo speaks with Dr Khalid Master, co-owner of Bank View Smile Studios in Blackburn....
Welcome to Just4Dentists
Welcome to Just4Dentists — a brand new podcast where we go beyond the surgery chair to talk about the real decisions that shape life in dentistry....
Blog
Debt-Free vs. Tax Efficient: Which Should Come First for Dentists?
Should you be throwing every spare pound at your mortgage, or is your money working harder elsewhere? We deep dive into the pros and cons for both.
How to Build a Profitable Dental Practice for Nervous Patients
Treating nervous patients can be one of the most rewarding areas of dentistry. It can also be one of the most commercially misunderstood. Here we explore how to make your practice profitable when providing an additional level of care.
Why Choose the Military Pathway in Dentistry?
For many aspiring dentists, the route into the profession feels straightforward: dental school, foundation training, and then into general practice or hospital roles. But there is another option that is often overlooked, the military dentistry pathway.
Why Protection Insurance for Dental Professionals Matters
This article explores the key protection insurance products available including life insurance, critical illness cover, and income protection, and explains why each deserves careful consideration given the unique financial profile of dental professionals.
About the presenter
Dr. Ruth Baidoo
Ruth qualified as a dentist from the university of Aberdeen, Scotland in 2015 after completing my first degree in Forensic Science from the University of Kent in 2010.
Since qualifying she has travelled intentionally to gain experience working within different roles including clinical dental lecturer at Queen Mary University London and teaching in Whitechapel hospital.
Meet the experts
Martin Febery
Martin is a Chartered Financial Adviser and qualified accountant with over 30 years of experience in finance. A Fellow of the Chartered Institute of Management Accountants and holder of a Master’s degree in Finance, he brings a uniquely strategic perspective to financial planning and one that combines technical expertise with real-world business acumen.
Martin specialises in working with dentists, helping them navigate everything from NHS pensions and retirement planning, to investment planning, protection, and whole-of-life financial strategy.
Andrew Brown
Andrew is a qualified mortgage and protection adviser with 25 years’ experience in financial services. He is widely recognised for his expertise in securing residential and buy‑to‑let mortgages for self‑employed healthcare professionals, particularly dentists, whose unique income structures and career paths often require a tailored approach.
His background extends beyond mortgages as he has owned an accountancy firm, a wealth management practice, and an estate‑planning business, giving him a uniquely well‑rounded understanding of the financial landscape dentists operate in.
Andrew is also an active property developer and buy‑to‑let investor, enabling him to share real‑world insight with clients looking to build long‑term wealth.
Contact us
Let’s Talk About Your Future
Whether you’re newly qualified or planning retirement, we’re here to help. Get in touch for an initial no-obligation conversation.
We’ll listen, understand your situation, and explain how we can help you build a stronger financial future.
- info@j4d.co.uk
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